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All Services Underwriting Support Bank Statement Scrubbing CRM Management Portal & Email Submission Pricing & Decisioning Virtual Assistant
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Service 01

Underwriting Support

Full-cycle underwriting analysis for MCA, revenue-based financing, and business loans. Our team evaluates cash flow patterns, identifies positions, detects NSFs, assesses risk factors, and delivers clear funding recommendations — reducing turnaround from hours to under one hour per file.

We reduced one MCA funder's turnaround from 8–9 hours per file to under 1 hour. Another client went from daily backlogs to same-day review for most files.

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What We Analyze

  • Daily bank balances and cash flow patterns
  • Average daily balance (ADB) trends and history
  • NSF frequency, patterns, and severity
  • Existing MCA positions and overleveraging
  • Revenue consistency and seasonality
  • Risk flags and suspicious transaction patterns
  • Business type and industry risk factors
  • Creditworthiness and funding eligibility

Key Benefits

  • Turnaround reduced to under 1 hour per file
  • Consistent decisions across all analysts
  • Fewer declines at funding stage
  • Scalable — handle any file volume
  • 99% accuracy on financial data extraction

Tools We Use

  • HeronData — AI-powered transaction analysis
  • Ocrolus — Automated data extraction
  • MoneyThumb — PDF statement conversion
  • Decision Logic — Real-time account data
  • Plaid — Bank account verification
  • Adobe Acrobat — Manual complex review

Report Includes

  • Average daily balance and trends
  • NSF count, frequency, and severity rating
  • All identified MCA positions
  • Monthly revenue and consistency score
  • Risk flag summary with severity levels
  • Recommended advance sizing range
Service 02

Bank Statement Scrubbing

Meticulous bank statement analysis using the industry's leading tools. We deliver clean, actionable scrub reports that give your underwriters everything they need to make confident, risk-aware decisions quickly.

Our scrubbing has identified risk flags that internal teams missed, prevented overleveraged deals from funding, and improved risk detection across multiple MCA funders.

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Service 03

CRM Management

A disorganized CRM costs MCA companies significant revenue every month. Our expert CRM management team keeps your pipeline accurate, organized, and moving — on Salesforce, HubSpot, Zoho, Centrex, LendSaas, and MCA Pilot. No learning curve — we plug in from day one.

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Platforms We Manage

  • Salesforce — Full pipeline and workflow management
  • HubSpot — Deals, contacts and sequences
  • Zoho CRM — Lead management and reporting
  • Centrex Software — MCA-specific CRM
  • LendSaas — Loan lifecycle management
  • MCA Pilot — ISO and deal tracking

Services Included

  • Real-time deal stage updates
  • Lead entry and data enrichment
  • Task and follow-up management
  • Pipeline reporting
  • Renewal tracking and monitoring
  • Lender criteria matching

What We Submit

  • Merchant applications and supporting documents
  • Bank statements formatted per funder preference
  • Business tax returns and financial statements
  • Signed agreements and disclosures
  • Voided checks and banking documents
  • Funder-specific cover sheets and summaries

Results

  • Deals submitted 3–4 hours faster
  • Same-day submissions for all incoming files
  • Higher lender acceptance rates
  • Complete, clean packages every time
Service 04

Portal & Email Submission

Every hour a deal sits unsubmitted is a potential lost funding. Our submission team packages, formats, and delivers your deals to the right funders with the right format — maximizing approval rates and shortening your funding cycle.

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Service 05

Pricing & Decisioning

Pricing MCA and alternative lending products requires balancing risk, affordability, funder appetite, and market competitiveness. Our team delivers consistent, risk-adjusted pricing recommendations that protect your portfolio while keeping merchants in deals they can sustain.

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Pricing Analysis Includes

  • Advance amount and factor rate recommendations
  • Payback term and daily payment sizing
  • Affordability analysis vs merchant cash flow
  • Position stacking impact assessment
  • Multi-offer scenarios (conservative to aggressive)
  • Renewal pricing based on payment history
  • Risk-tier based pricing guidelines

Tools We Use

  • DocuSign — E-signature creation and management
  • HelloSign — Document sending and tracking
  • Adobe Acrobat — PDF editing and organization
  • Salesforce / HubSpot — Direct CRM data entry
  • LendSaas / Centrex — Platform data management

Services Covered

  • Merchant data entry into CRM and loan systems
  • Document collection and follow-up
  • E-signature coordination and filing
  • File organization and record management
  • Data extraction and report preparation
Service 06

Data Entry & Document Management

High-accuracy data entry, document collection, e-signature coordination, and systematic file organization. When skilled analysts handle these tasks it costs you decision-making capacity — we take it off their plate entirely.

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Service 07

Virtual Assistant Services

A virtual assistant who understands MCA and business lending is fundamentally different from a general VA. Our VAs come pre-trained in alternative lending operations, know the industry terminology, and are already proficient in every platform your business uses.

Get the output of a full-time specialist at a fraction of in-house cost — with zero hiring, HR, or training overhead. Ideal for ISOs, funders, and growing lending teams.

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VA Capabilities

  • CRM updates and full pipeline management
  • Deal packaging and submission support
  • Email management and broker communication
  • Document collection and organization
  • Data entry and report preparation
  • Renewal monitoring and merchant follow-up
  • Calendar and task management
  • Research and competitive analysis

Not Sure Which Service You Need? Let's Talk.

Tell us about your operation and we'll recommend the right combination of services for your volume, tools, and goals.

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