Bank Statement Scrubbing Services for Merchant Cash Advance & Business Loans
Target Underwriting Solutions provides professional Bank Statement Scrubbing and Manual Underwriting support for MCA lenders, business loan providers, and financial institutions across the USA and Canada. Our detailed scrubbing process exposes risks that automated tools fail to detect — ensuring stronger approvals and better portfolio performance.
Why Bank Statement Scrubbing Matters
Underwriting decisions rely heavily on accurate cash flow. If bank statements are not properly scrubbed, lenders risk approving fraudulent or unstable files. Our analysts identify red flags instantly.
✔ NSF Detection
We flag insufficient fund entries, patterns of account instability, and merchant cash crunch behavior.
✔ Ghost Deposits
We detect deposits that appear fake, repeated, or inconsistent with the business’s real revenue cycle.
✔ Stacking Activity
We identify overlapping payments, MCA stacking, cross-lender funding, and hidden merchant obligations.
✔ Duplicate & Missing Transactions
Our team catches missing deposits, double-entered transactions, and suspicious ACH behavior.
Our Scrubbing Process (Highly Accurate)
- Statement Extraction & Formatting
- Cash Flow Trend Analysis
- Revenue Verification
- NSF, Overdraft & Fraud Flagging
- Affordability & Risk Assessment
- Final Underwriter Report Delivered
Keywords: Bank Statement Scrubbing, outsource bank statement scrubbing and underwriting, MCA Underwriting Services, Professional underwriting solutions for financial firms
We provide professional underwriting solutions for financial firms
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